Your privacy is very important to us.  Accordingly, we have developed this Privacy Policy in order for you to understand how we collect, use, communicate, disclose, and make use of personal information.  We will:

• identify the purposes for which information is being collected before or at the time of collecting personal information;
• collect and use personal information solely with the objective of fulfilling those purposes specified by us and for other compatible purposes, unless we obtain the consent of the individual concerned or as required by law;
• retain personal information only as long as necessary or advisable;
• collect personal information by lawful and fair means and, where required, with the knowledge or consent of the individual concerned;
• protect personal information by reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use, or modification; and
• make readily available to customers information about our policies and practices relating to the management of personal information.

We are committed to conducting our business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained.